Pre-launch: CouponsOffersandDeals is building a directory of dealer-authorized offers and is currently onboarding dealerships. No coupons or car deals are published yet.
Incentives & Tax Credits
What's actually still available in 2026, now that the federal credit has ended.
Incentives & Tax Credits
The federal EV tax credit ended in 2025 — here's what that means and what's still on the table.
QUICK ANSWER
The federal EV tax credit ended in 2025, so 2026 savings come from state rebates, electric-utility charger and off-peak rate programs, city and regional incentives, and manufacturer or dealer cash and lease offers. Eligibility is set by where you live and who supplies your power — check your state and utility before you buy.
The Federal Credit Has Ended
For years, a $7,500 federal tax credit for new EVs (and up to $4,000 for used EVs) made electric vehicles more affordable. That changed with the One Big Beautiful Bill Act, signed into law July 4, 2025: federal purchase credits ended for any vehicle acquired after September 30, 2025. Dealers can no longer apply the credit at the point of sale, and there is currently no federal purchase incentive for new EV buyers.
There's a narrow exception: if you signed a binding written contract and made a payment on or before September 30, 2025, you may still be able to claim the credit even if you took delivery later — this generally requires documentation of the contract date and payment.
A related federal incentive — the home EV charger tax credit (Section 30C, worth up to 30% of installation costs, capped around $1,000, in eligible areas) — also wound down; qualifying equipment generally needed to be installed and in service before June 30, 2026.
What's Replaced It
The OBBB Act introduced a new auto loan interest deduction for U.S.-assembled vehicles, allowing buyers to deduct loan interest (up to a set annual cap) over the life of the loan — a smaller benefit than the old point-of-sale credit, and only relevant if you're financing.
What's Still Available
State incentives: Many states offer their own EV rebates or tax credits, independent of the federal program. Availability, amounts, and eligibility vary widely and change with state budgets.
Utility incentives: Some electric utilities offer rebates for EV purchases, home charger installation, or off-peak charging rates.
Manufacturer incentives: With the federal credit gone, some automakers have introduced their own lease incentives, cash-back offers, or financing deals to keep EVs competitively priced.
Local/regional programs: Cities, counties, and air quality districts in some areas offer additional rebates, particularly for lower-income buyers or in regions with strong EV adoption goals.
How to Check What You Qualify For
Because this landscape shifts often and varies by location, always verify current programs directly rather than relying on older articles or ads:
IRS Clean Vehicle Tax Credits page (irs.gov) — official federal status
Your state's energy or environmental agency website
Your electric utility's website (search "[utility name] EV rebate")
The dealer directly — ask what manufacturer incentives currently apply to the specific model and trim
Find Incentives in Your State
Use the tool below to look up current state and local EV incentives — this pulls live data so it stays accurate without us having to manually update it every time a program changes.
Source: U.S. DOE Alternative Fuels Data Center Laws & Incentives database. Summaries are shortened — always confirm eligibility and dollar amounts on the official program page before you buy.
Frequently Asked Questions
Is there still a federal EV tax credit in 2026?
No. The federal clean-vehicle tax credit expired in 2025. Remaining savings come from state, utility, local and manufacturer programs rather than a federal credit.
What EV incentives are still available?
Many states offer purchase rebates or reduced registration fees, most electric utilities offer home-charger rebates and discounted overnight charging rates, and automakers frequently post their own EV cash or lease incentives.
How do I find incentives in my state?
Use the state incentive finder on this page, which queries the federal Alternative Fuels Data Center database of laws and incentives, then confirm current terms with your utility and dealer.
Explore more EV topics
Back to the full Electric Vehicles guide →
Ask AI Roosevelt
Have a question about EVs? Get an instant answer.